High Interest Savings Accounts
Savings accounts are offered through banks, who usually pays interest on your deposits. Because savings accounts are so safe and you can withdraw your money at any time, the rate of return tends to be low.
We offer a high interest earning cash deposit account with no monthly fees and easy withdrawals, available to all Clients.
If you’re looking for a safety focused investment, that offers higher returns (4.5% -7.5%)p.a. Corporate Bonds might be the right choice.
Bonds give you:
- Flexible length and your investment is not locked in for the full term.
- A defensive investment for any portfolio.
- Your money is available before the end of the term with no penalties to get your own money back.
- Returns a regular, reliable steady income rather than a lump sum return.
- You exchange the higher return for some risk of losing some or all of your money
- The possibility of a flexible rate, fixed to interest rates or the inflation rate. This means that if rates goes up, so do your returns!
Direct Bond Access now in Australia
Bonds were used exclusively by banks for years. But for the first time in Australia, Bonds are now directly available to retail customers through the Australian Bond Exchange for as little as $10,000 and they offer a higher return than savings accounts.
Bonds offer you:
- Interest at regular intervals, not just the end of the term.
- Buy extra during the life of the bond (subject to availability).
- Withdraw some or all of your money at any time with no penalties, your money is not locked up for the entire term.
- The returns can be flexible, which means if the interest rate goes up, you can earn more money over the long term!
If you’ve been following the market, you’ll see that no one knows what’s happening. And while no one can know for sure what’s going to happen, you can prepare and survive – even THRIVE – in the coming market.
Direct access to Australian Bonds through the Australian Bond Exchange can now offer you better rates and better options compared to savings accounts. If you’d like to know more, you can Contact Us, or enter your details and we’ll contact you.
