Invest in the Freight Network That
Keeps Australia Moving
Register your interest in a fixed income security from Pacific National
Yield To Maturity: 5.50% p.a. | Income Paid Every 6 Months | Capital Returned at Maturity*
About Pacific National
Pacific National is one of Australia's leading freight and logistics providers. With a vast infrastructure network, a diverse fleet, and long-term customer partnerships, it plays a critical role in keeping supply chains moving across the country. Every day, Pacific National transports millions of tonnes of essential freight including coal, grain, steel, construction materials, and refrigerated goods supporting Australia's economy, businesses, and communities nationwide.
- National Logistics: Leading player in intermodal and steel freight across Australia
- Infrastructure: Deep national footprint with long-term customer contracts
- Coverage: Operating across every major freight corridor
- End-to-End Delivery: From rural depots to international ports safe, efficient, and reliable
- Coal Freight: Largest network in New South Wales
- Queensland Operations: Second-largest freight operator in the state
The Bond Opportunity
- Coupon: 3.70% p.a.
- Maturity Date: 24 September 2029
- Yield to Maturity: ~5.50% p.a.*
- Minimum Investment: $10,000 AUD
- Interest Payments: Semi-annually
🧩 Why Consider Fixed Income for Your Portfolio?
✔️ Predictable, Regular Income
Fixed income investments pay a fixed rate of interest (known as a coupon), which is distributed at regular intervals often every six months.
✔️ Capital Returned at Maturity
If held to maturity and no credit event occurs, you are expected to receive your full initial investment.
✔️ Diversification from Equities
Fixed income may respond differently to economic conditions than shares, providing potential diversification benefits.
✔️ Transparent Structure
These investments typically have a clearly stated interest rate, maturity date, and repayment terms.
⚠️ Risks to Consider*
⚠️ Credit Risk
Capital may be lost if a credit event occurs.
⚠️ Issuer Risk
Return depends on the issuer’s financial stability.
⚠️ Liquidity Risk
These products may not be tradable or redeemable early.
⚠️ Complexity
Structured investments may not suit all investors and may require professional advice.
📘 Example: How Fixed Income Works
A company issues a debt security with the following terms:
- Term: 5 years
- Coupon: 5.15% p.a., paid semi-annually
- Issue Price: $100
- Minimum Investment: $10,000 AUD
Investor Scenario – Semi-Annual Payments:
Sarah may choose to receive income every 6 months. She receives $2,575 every 6 months (5.15% × $100,000 / 2). Over 5 years, she receives $25,750 in total income, plus her $100,000 principal at maturity (subject to no credit event or early redemption).
If she sells before maturity, she may receive more or less than $100,000 depending on market conditions.
💡 Why More Australians Are Turning to Fixed Income
In an environment of market volatility, rising living costs, and economic uncertainty, many Australians are rethinking their investment strategy. Fixed income investments provide a compelling way to balance risk and reward while supporting longer-term financial planning.
Unlike shares, fixed income investments offer a defined maturity date, which means your capital is expected to be repaid at the end of the term (subject to no credit event).The scheduled nature of interest payments may appeal to investors seeking more consistent and transparent cash flow from their investments.
They also bring greater predictability and diversification to your portfolio. When interest rates, inflation or share markets fluctuate, fixed income investments tend to respond differently providing a buffer during turbulent times.
This form is non-binding. You will receive full documentation before making any investment decision.
Disclaimer: This page is for informational purposes only and does not constitute an offer or solicitation. You should consult a licensed financial adviser before making any investment decision. Capital is at risk.